TRAVEL INSURANCE
To save your trip from turning into a nightmare, consider purchasing travel insurance before you depart.
Are you planning a trip outside Canada? Have you thought about any unanticipated medical emergency or situations while traveling? Traveling excites everyone! However well you may plan your trip, there are always chances of encountering uncontrolled incidents that may turn quite disturbing as well expensive; it may be an accident or theft or loss of valuables, or just an unsuited health emergency or an injury. To save your trip from turning into a nightmare, consider purchasing travel insurance before you depart. It may be a month-long trip or a short week trip or just a one-day trip to the United States, your travel insurance will have you covered for most of the unexpected situations.
Generally, the coverage on your travel insurance differs with different insurance providers and your type of travel, although a majority of them cover you for most of the services, there are various available options to choose from.
Various available options to choose from.
- 1. Emergency Medical Insurance Plans
- Coverage up to 10 million
- Worldwide coverage – excluding the USA
- Multi trip or Single trip annual coverage or for up to 15 months
- 2. Trip Cancellation or Trip Interruption Insurance
- Trip Interruption Insurance – for a Multi Trip or Single Trip
- 3. Accidental Death and Dismemberment
- For Multi Trip or Single Trip
- 4. Non-Medical Package – for Single Trip, it includes:
- Trip Cancellation & Trip Interruption Insurance
- Accidental Death & Dismemberment Insurance
- Baggage Insurance
- 5. An all-inclusive Holiday Package – for a Single Trip, it includes:
- Emergency Medical Insurance — worldwide coverage
- Trip Cancellation & Trip Interruption Insurance
- Accidental Death & Dismemberment Insurance
- 6. Optional Coverages
- Baggage Insurance
- Rental Car Protection
- Sports & Activities Coverage
- 7. Insurance coverage for Covid-19
Why should you have Travel Insurance?
Your basic Canada’s GHIP or your provincial or territorial health plans may or may not cover you for any medical emergencies that may arise outside Canada. Also, the hospital and medical expenses in a foreign country may turn to be very heavy on your pockets and may require immediate cash payment.
travel insurance will save you from any unforeseen expenses
and can get you the necessary help and treatment at the right time. In addition to this, there are a few more benefits of having a travel insurance.
- Customized Coverage Option: There are customized coverage options for solo or frequent travelers, couples, senior citizens, family trips, or students studying abroad.
- Trip Cancellation Coverage: Travel Insurance covers you for any expenses or losses incurred in case your trip is canceled or delayed. Hence, it is also commonly known as trip cancellation insurance.
- Coverage beyond your GHIP: Your Canadian Health Insurance or your provincial or territorial health plans may cover very little or no medical expenses you incur outside Canada, for which your travel insurance gets you covered.
- Medical Emergency Coverage: Many foreign country hospitals may have expensive treatments, may require immediate payment, and may not treat you if you do not have a medical coverage. Having a travel insurance protects you against the stress of expenses in times of any unforeseen medical emergency.
- Coverage for COVID-19: There are coverage options available for travel during the COVID-19 pandemic, subject to the terms and conditions of your plan.
Choosing the right travel insurance plan may get tricky as there are different coverage rules and insurance regulations in different countries. Also, in case the Government of Canada has issued a Travel Advisory for your chosen travel location, your insurance provider may refuse to pay your medical claim.
We can assist you with the right Travel Insurance plans that can best fit your requirements and your travel destination. We can assist you with having various coverage offers and plans from different insurance providers, whether traveling overseas or inside Canada but just away from your home province.
The best way to start is to have a free initial consultation. Contact us or send us your details via call or email.
Need any help!
The best way to start is to have a free initial consultation. Contact us or send us your details via call or email.