ACCIDENT AND SICKNESS INSURANCE – Best Canadian Travel Insurance Rates

ACCIDENT AND SICKNESS (A & S) INSURANCE

Many people in Canada these days opt for additional health care insurance due to the additional expenses not covered by our provincial plans.

Many people in Canada these days opt for additional health care insurance due to the additional expenses not covered by our provincial plans. Accident and Sickness (A&S) insurance is provided to all Canadians by their provincial health plans. However, individual accident and sickness policies are available from insurers to make up for the limitations of government provided insurance.

A&S insurance is completely separate and distinct from disability income policies, because it does not provide you with an income; A&S protects you against loss and provides partial or entire repayment of qualifying medical and dental expenses that have been incurred.

Health insurance policies can vary widely. With Coverage Matters, your advisor will thoroughly comparison shop the market with our network of best insurance companies in Canada to find the you the best coverage and amount of protection for your individual needs.

Accident and Sickness Plans cover you in five important ways:

Daily Hospital Confinement Benefit:
Pays you the very first day you are hospitalized, for up to 365 days per accident or sickness in Canada or the U.S.
Daily Intensive Care Benefit:
This benefit is paid in addition to the Daily Hospital Confinement Benefit.
Ambulance Reimbursement Benefit:
Even if you are not hospitalized, we will reimburse you for the cost of your ambulance services, up to the amount selected based on the plan you choose.
Recovery Benefit Following Hospital Confinement:
Following hospitalization, we will pay you for a minimum of 10 days, regardless of whether or not you are disabled. This recovery benefit is payable to you while you are recovering at home or anywhere.
Recovery Benefit Following Outpatient Surgery or Fracture*:
If you suffer an accident or sickness that requires outpatient surgery and you are unable to work or perform your usual activities because you are totally disabled, we will pay you for up to 14 days while you recover.