Simplified issue life insurance, also known as no medical or simplified life insurance, is a type of insurance coverage that is very easy to qualify for and purchase. It requires no medical examination, just the answers to a few health questions, and completing the necessary paperwork can qualify you for this insurance coverage. 

Many people with a pre-existing medical history may find it difficult to get any life insurance coverage easily through traditional means. These health conditions include alcohol or drug abuse, depression, obesity, insulin-treated diabetes, cancer, heart failure, HIV, multiple sclerosis, Alzheimer’s disease, or other serious preconditions. 

Simplified Life Insurance is frequently regarded as the easiest and the most affordable No Medical Life Insurance. It has various restrictions on the maximum insurance coverage limits, and the coverage generally varies between $100,000 and $500,000.